About

Kammy Yau and Citywide Mortgage Services

Kammy Yau

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

While a bank only offers the products from their institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.

With over 18 years of experience in the financial services industry, let me put my mortgage expertise to work for you.

 

I have access to over 60 lenders and a wide range of mortgage options. Here are some of the specialized products and services that I can help arrange:

  • First and second mortgages
  • Home equity lines of credit
  • Lending for self-employed clients
  • Financing for new immigrants and non-residents
  • Mortgages for clients with challenged credit
  • Reverse Mortgage

Contact me at (778) 288-1005 for a free, no-obligation consultation on how you can get the mortgage financing that suits your individual situation.

 

My Services

Resources

Mortgage & Real Estate

 

Calculators

  • Mortgage payment calculator
  • Premium calculator
  • What can I afford?
  • Purchase plus improvements calculator

GO TO THE CALCULATORS

 

ABOUT CITY WIDE MORTGAGE SERVICES

Our Vision Statement:

Through teamwork and “SPIRIT”, our vision is to be successful and the most respected Mortgage Company in our market.

SERVICE

  • We will provide our customers with a level of service that exceeds their expectations.

PROFESSIONALISM

  • We deliver excellence through hard work and continued education.

INTEGRITY

  • We will always do the right thing.

RESPONSIBILITY

  • We take ownership & hold ourselves accountable for all our actions.

IMPRESSIVE

  • Our customers must love and trust us.

THANKFUL

  • We will always express our gratitude for the opportunity to earn a client’s trust and their business.

Why Use City Wide Mortgage Services?

  • City Wide Mortgage Services has a diverse group of dedicated mortgage brokers to serve your needs and find you the best mortgage rates.
  • Our brokers are available to meet your needs seven days a week.
  • City Wide Mortgage Services has members who can communicate in Cantonese, English, Japanese, Mandarin, Farsi, and Punjabi.
  • For traditional qualified applications, our services are available to you at no fees (we are compensated by our lenders, who pay us finder’s fees).
  • We can save you time and money by searching our wide variety of lenders to find you the best mortgage to suit your needs.
  • We adhere to high standards of ethics and professionalism, with all of our mortgage specialists operating under the provincial statutes of British Columbia and Federal laws of Canada.
  • City Wide Mortgage Services has the experience of handling an average of 800 mortgage transactions per year.
  • City Wide Mortgage Services has the advantages of being ‘small’ and ‘big’ at the same time:
    • Small, close-knit family of mortgage brokers ensures personal service.
    • Access to a large number of lenders and mortgage packages through Dominion Lending Centres networks.

We are proud of helping our clients get the best mortgage packages through our hard work and care for our clients. We will always express our gratitude for the opportunity to earn a client’s business – that’s our promise to you!

Sincerely,

Owners of City Wide Mortgage Services

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